Essential Guides
12 min read
The 2024 Guide to HMO Investments
Read Guide8 min read
Section 24: Tax Implications for Landlords
Read Guide6 min read
Where to Find the Highest Yields in the UK
Read Guide10 min read
Flipping Properties: A Risk Assessment
Read GuideFrequently Asked Questions
What is a good rental yield?
Generally, a gross yield of 5-8% is considered healthy in the current UK market, though HMOs (Houses in Multiple Occupation) can often push yields past 10%.
What is the second home stamp duty surcharge?
Anyone purchasing an additional residential property (like a buy-to-let) must pay a 3% surcharge on top of standard SDLT rates for each band.
Do I need a specific mortgage for an HMO?
Yes. Lenders view HMOs as higher risk than standard buy-to-lets, so you will require a specialized HMO mortgage product, often requiring a larger deposit and proven landlord experience.
Property Tools
Rental Yield Calculator
Instantly calculate gross and net yields.
Stamp Duty Calculator
Includes the 3% second-home surcharge.
Area Comparison Tool
Compare demographic and demand data.
Indicative only. Not financial or legal advice. Always consult a professional.